Seeikers

Posted 23 days ago

guide
economy
money
The CivSMP Economy — How Money Works cover image

The CivSMP Economy — How Money Works

Money on CivSMP

CivSMP has a fully player-driven economy. Money is the primary currency used for trading with other players and NPCs alike. There's no shortage of ways to earn it — but building real wealth requires smart decisions.

Check your balance at any time with /balance.

Ways to Earn Money

MethodDescription
💼 JobsGet paid automatically for in-game tasks
🏪 Trading with PlayersSell items, services, and more to other players
🏦 NPC ShopsSell resources to NPC vendors across the world
🔨 Auction HouseList your items for sale on /ah
🏠 Selling ClaimsSell your claimed land to other players
📈 Bank InterestEarn passive interest on money stored in banks
🏆 RewardsCollect hourly, daily, and weekly reward money
🗳️ VotingEarn cash and rewards by voting daily

Ways to Spend Money

MethodDescription
🛒 NPC ShopsBuy items from vendors around the world
🏪 Player TradingPurchase items and services from other players
🗺️ Landlord ChunksBuy extra claim chunks from the Landlord
🔨 Auction HouseBid on or buy items listed by other players
📌 Sponsored PlayerWarpsPay for a sponsored slot in the PWarp menu

Protecting Your Money — Banks

Here's something important: you lose 10% of your player balance when you die. To protect your money, deposit it into a bank.

Banks are physical locations scattered throughout the world — look for bank buildings as you explore. Once you find one, you can:

  • Deposit money to keep it safe from death penalties
  • Earn interest — money in the bank generates interest every 8 hours while you're online
  • Take out loans — get an instant cash injection when needed (see the Banks guide for details)

Tip: Always keep your savings in the bank. Carrying large amounts of cash is risky!

The Auction House

The Auction House (/ah) is the most accessible marketplace on the server — usable from anywhere, at any time.

/ah              — Open the Auction House
/ah sell <price> — List the item in your hand for sale
/ah bid <price>  — Place a bid on an item

You have a limited number of auction slots. Check your limit in the Player Profile menu and unlock more through rewards.

Coins — The Premium Currency

Coins are separate from regular money. They're the premium currency used in the /coinshop for cosmetics, premium ranks, boosters, and more.

You can earn coins through:

  • Purchasing on the webstore
  • Hourly, daily, and weekly rewards
  • Leveling up and opening crates
  • Sitting in an AFK Pond

Coins can be earned in-game — no pay-to-win here!

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